Banking & Lending

Regulations, frameworks and best practices for daily GRC workflow.

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Tools designed for banks & credit unions.

ACL’s content helps increase the value you bring to your organization by providing a lens on emerging risk while staying on top of the latest regulatory requirements. It’s a platform for you to intelligently manage and execute on your strategic agenda. No matter if you’re a bank or credit union, we’ve curated content toolkits to facilitate cross-collaboration between your three lines of defense. In no time, they’ll be speaking one common language and using a common taxonomy.

Included in the Content For Banking & Lending

Browse by toolkit

A toolkit is a curated set of tools aimed at addressing one area of risk or compliance.

For example, a toolkit might include a set of data analytics, a risk control framework, and a best practices program.

AML/ATF Compliance Toolkit

Identifying money laundering activity is not easy. Financial institutions can use this toolkit’s pre-built scripts to continuously analyze transaction data and find suspicious activity. BSA regulations and examiner procedures and tests also come pre-loaded with this toolkit. Save time and make it easier to help detect, deter, and report criminal and terrorist activity, and help protect the integrity of your organization.

  • Analysis App: pre-built scripts that you can use out-of-the-box to quickly analyze your data to help manage money laundering risks.
  • Last updated May 22, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC Bank Secrecy Act/Anti-Money Laundering (2014) compliance requirements and corresponding risk and control guidance.
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - General Provisions (31 CFR 1010).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Banks (31 CFR 1020).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Casinos and Card Clubs (31 CFR 1021).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Money Services Businesses (31 CFR 1022).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Brokers or Dealers in Securities (31 CFR 1023).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Mutual Funds (31 CFR1024).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Insurance Companies (31 CFR 1025).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Futures Commission Merchants and Introducing Brokers in Commodities (31 CFR 1026).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Dealers in Precious Metals, Precious Stones, or Jewels (31 CFR 1027).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Operators of Credit Card Systems (31 CFR 1028).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Loan or Finance Companies (31 CFR 1029).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Rules For Housing Government Sponsored Enterprises (31 CFR 1030).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for FinCEN - Provisions Relating to the Comprehensive Iran Sanctions, Accountability, and Divestment Act of 2010 (31 CFR 1060).

EFT Risk Toolkit

Automated Clearing House (ACH) and Electronic Fund Transfer (EFT) fraud remains a widespread problem for many financial institutions. This type of fraud is just as common with bank employees as it is with sophisticated hackers because funds can be transferred undetected and unauthorized. This toolkit includes great scripts on auditing various controls for the identification of ACH and EFT fraud so that you can quickly get setup to start mitigating monetary losses.

  • Analysis App: pre-built scripts that you can use out-of-the-box to quickly analyze your data to help manage automated clearing house fraud risks.

Banking Op Risk Toolkit

Regulators are demanding a greater level of insight and awareness by directors about the risks they manage, and the effectiveness of the controls they have in place. Basel II, OCC’s Bank Supervision Handbooks, and SOX all mandate a focus on identifying, measuring, evaluating, controlling, and managing operational risks. In this toolkit we offer the tools necessary for managing your bank’s operational risk. Use standardized best practices to ensure risk is mitigated at all levels.

  • Last updated December 7, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the OCC Supervised Banking Risk Assessment.
  • Risk Library: a curated library of key risks specific to Financial Services that you can import directly into your Risk Profile.

Banking Consumer Risk Toolkit

Addressing the depth and breadth of all applicable consumer protection regulations is challenging; but add in stringent exams, heavy fines, and restitutions and it quickly becomes a burden. This regulatory environment creates one of the most difficult and time-consuming compliance tasks facing financial institutions in the U.S. With this toolkit, ACL comes pre-loaded with the highest-risk consumer protection regulations, along with best practices for testing controls. Also included are examiner's procedures to allow you to determine your compliance assurance and save time on reporting.

  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Availability of Funds and Collection of Checks - 12 CFR 229 (FRB Regulation CC).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Bank Holding Company Act (BHCA) - 12 CFR 225 (FRB Regulation Y).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the BCFP Reg DD - Truth in Savings (12 CFR 1030).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the BCFP Reg F - Fair Debt Collection Practices Act (12 CFR 1006).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the BCFP Reg G - S.A.F.E. Mortgage Licensing Act - Federal Registration of Residential Mortgage Loan Originators (12 CFR 1007).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the BCFP Reg H - S.A.F.E. Mortgage Licensing Act - State Compliance and Bureau Registration System (12 CFR 1008).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the BCFP Reg M - Consumer Leasing (12 CFR 1013).
  • Last updated May 15, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the CFPB Electronic Funds Transfer Act (EFTA) 2013.
  • Last updated October 31, 2017

    Compliance Map: embedded content to simplify management of compliance obligations for the CFPB Unfair, Deceptive, or Abusive Acts or Practices 2012.
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Community Reinvestment Act (CRA) - 12 CFR 228 (FRB Regulation BB).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Debit Card Interchange Fees and Routing - 12 CFR 235 (FRB Regulation II).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for Debt Collection (CFPB 2012).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Debt Collection Practices (15 U.S.C. 1692).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Electronic Funds Transfer Act (EFTA) - 12 CFR 1005 (FRB Regulation E).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Equal Credit Opportunity Act - 12 CFR 1002 (CFPB Regulation B).
  • Last updated October 31, 2017

    Compliance Map: embedded content to simplify management of compliance obligations for the Fair Credit Reporting Act (CFPB Regulation V).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Fair Housing Act (42 U.S.C. 45).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the Flood Disaster Protection Act (OCC 2017).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the FRS Reg H - Membership of State Banking Institutions in the Federal Reserve System (12 CFR 208).
  • Last updated May 2, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Gramm-Leach-Bliley Act (CFPB Regulation P).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Home Mortgage Disclosure Act (HMDA) - 12 CFR 1003 (CFPB Regulation C).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Homeowners Protection Act (12 U.S.C 49).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the Homeowners Protection Act (FDIC 2015).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the Interagency Fair Lending (FFIEC 2009).
  • Last updated November 13, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the Interagency Truth in Lending Act (CFPB 2018).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the Interagency Truth in Savings Act (CFPB 2012).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the Military Lending Act (CFPB 2016).
  • Last updated October 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Military Lending Act - Limitations on Terms of Consumer Credit Extended to Service Members and Dependents (32 CFR 232).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the Mortgage Origination (CFPB 2015).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Real Estate Settlement Procedures Act (RESPA) - 12 CFR 1024 (CFPB Regulation X).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Reserve Requirements of Depository Institutions - 12 CFR 204 (FRB Regulation D).
  • Last updated October 30, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the S.A.F.E Act (CFPB 2012).
  • Last updated May 1, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the Truth in Lending Act (TILA) - 12 CFR 1026 (CFPB Regulation Z).

FDIC Compliance Toolkit

Are you prepared for your next Federal Deposit Insurance Corporation (FDIC) examination? If the FDIC is your primary regulator, you’re aware its examinations cover a huge breadth of regulations around supervisory issues, safe and sound operations, compliance with fair lending, consumer protection, information technology, and trust operations. ACL has curated these regulations and examiner procedures to help you gain the assurance and oversight you need to be ready for your next FDIC examiner visit.

  • Last updated February 8, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the FDIC Equal Credit Opportunity Act Examination Checklist (2015).
  • Last updated October 31, 2017

    Compliance Map: embedded content to simplify management of compliance obligations for the FDIC FIL-50-2001 BTB Effective Practices for Selecting a Service Provider.
  • Last updated October 31, 2017

    Compliance Map: embedded content to simplify management of compliance obligations for the FDIC FIL-50-2001 BTB Techniques for Managing Multiple Service Providers.
  • Last updated October 31, 2017

    Compliance Map: embedded content to simplify management of compliance obligations for the FDIC FIL-50-2001 BTB Tools to Manage Technology Providers' Performance Risk: Service Level Agreements.
  • Last updated February 8, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the FDIC Gramm-Leach-Bliley (GLBA) Examination Checklist (2016).
  • Last updated February 8, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the FDIC Home Mortgage Disclosure Examination Checklist (2015).
  • Last updated May 1, 2018

    Risk & Control Framework: ready-to-use risk and control guidance for the FDIC Servicemember Civil Relief Act (SCRA) 2016 .
  • Last updated December 1, 2017

    Compliance Map: embedded content to simplify management of compliance obligations for the FDIC Trust Examination Manual.

Banking IT Risk Toolkit

With thousands of growing industry standards, policies, and regulatory requirements, keeping on top of your institution’s IT compliance can be daunting. This toolkit contains best practices and controls curated from the FDIC and FFIEC to help mitigate your cybersecurity, information security, vendor oversight, and privacy risks. Ensure your IT management and audits pass regulators examinations. Use the guidance from these curated standards to show greater oversight over your critical IT systems and proactively minimize your risk exposure.

  • Last updated October 31, 2017

    Compliance Map and Risk & Control Framework: built-in FDIC Information Technology Risk Examination (InTREx) compliance requirements and corresponding risk and control guidance.
  • Last updated April 30, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for the FFIEC IT Handbook - Audit 2012.
  • Last updated June 6, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - Business Continuity Planning 2015 compliance requirements and corresponding risk and control guidance.
  • Last updated April 30, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - E-Banking 2003 compliance requirements and corresponding risk and control guidance.
  • Last updated April 30, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - Information Security 2016 compliance requirements and corresponding risk and control guidance.
  • Last updated June 5, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - Management 2015 compliance requirements and corresponding risk and control guidance.
  • Last updated May 1, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - Operations 2004 compliance requirements and corresponding risk and control guidance.
  • Last updated June 5, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - Outsourcing Technology Services 2004 compliance requirements and corresponding risk and control guidance.
  • Last updated April 30, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - Supervision of Technology Service Providers 2012 compliance requirements and corresponding risk and control guidance.
  • Last updated April 30, 2018

    Compliance Map and Risk & Control Framework: built-in FFIEC IT Handbook - Wholesale Payment Systems 2004 compliance requirements and corresponding risk and control guidance.
  • Last updated July 10, 2018

    Compliance Map: embedded content to simplify management of compliance obligations for NY Cybersecurity Requirements (23 NYCCR 500) .

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Financial Control Monitoring

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IT Governance

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Subscription Value

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